Am I the only one who feels like this year was horrible! Yes I didn’t lose anyone and I’m alive and healthy but almost everything I tried to do with money, I lost. It’s impossible to be happy without money to sort out bills, needs and wants. It has affected my outlook on life and it’s so difficult to stay positive and count my blessings. I am a very optimistic person but 2019 has made it hard! I just think life is about time, chance and luck.