Me and my friend planned a Luxury vacation this Christmas to another country and the agent took the money and didn’t provide visa nor flight ticket or hotel reservations, he hasn’t been picking up calls and only return calls when he wants. Now Christmas is ending and I’m in pains almost #20m naira gone without any services rendered and no vacation, how someone be this wicked. Please someone should recommend a good way to tackle this man in 2025 to get my money back because if I do what it’s on my mind he won’t see 2025. I’m playing cool just want my 20m back even if he pays I will still beat him.