When I was earning below #50k, I seem to be surviving and I had saving. Now I’m earning #100k per month and I can seem to manage all before the middle of the month. I barely even have savings not even little. I need an advice on how I can manage my income and even save 20% every month. I don’t pay rent but I do every other things myself like feeding, clothing’s, skincare etc. P.S I stay on the island in Lagos